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net monthly income must. Part-payment further helps in reducing the remaining principal amount, thereby the EMI amount and its respective interest. Here are some easy tips for effective debtpayment without giving up on your necessary expenses and saving component. Salary Slips of last 3 months. The reputation of the organization which casual employs the applicant also plays a role in determining the stability of their income. Obtaining a personal loan from IndusInd Bank provides you with a tenure option of 1- 5 years. Property ValuePlease enter an amount, portfolio ValuePlease enter an amount, occupationSalariedSelf EmployedSelf Employed Non-ProfessionalDoctorOthers Please select your Occupation. It is completely up to you to decide on the usage of your loan. Vehicle Model Please enter a valid Model Name. Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth. The interest rate for a top up loan is slightly higher than the regular personal loan. What are the different tenure options? Once you submit your application, our representative will contact you to cross verify the details before sending the application to the respective lender. A loan calculator helps you get the following results: Monthly Repayments - EMI you will be paying every month Total interest payable - Total interest on your loan Total amount to pay - The total amount which is a sum of principal and interest Use. While we allow pre-payment to be made after 12 months in case of salaried individuals and 6 months for the self-employed, a fee of 4 is charged on the outstanding principal other charges It is advisable to understand the fine print of the terms. What is the minimum salary for personal loan? One way to find out your cibil Score is to request banks to process.
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